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Monday, March 24, 2008

Start a Small Farm or Make Money From Your Garden

Have you wanted to start a small farm? Interested in organic farming? Want to start a country Bed & Breakfast? Would you like to produce a nature-related home business income stream and make money from your garden? Any or all of these are more attainable now than ever.

Their size can range from an urban rooftop to a small town backyard to small acreage in the country. Its wonderful to have the sunlight and birdsong be your office surroundings, and to tend the earths life force while high class restaurants, world travelers, or your local community eagerly pay premium prices for your organic, heirloom and sustainable products.

You can grow many crops: Vintage cutting or edible flowers, rare ethnic and culinary herbs, medicinal herbs, heirloom and gourmet vegetables. Theres a growing trend among those from urbanites to small town dwellers to those with small rural acreage (or in the process of buying it), who are starting sustainable home businesses that are earth and family friendly, or living the country life as real farmers again with rural traditions and the sound of birds and crickets from their porches. The huge demand for local, sustainable, and heirloom and gourmet foods, plus the growing demand for hand-made artisan foods and sustainably produced unique flowers and other unusual ornamentals is fueling this trend.

Farm examples include one who grows the crop used to make brooms, and sells hand-made ornamental or vintage brooms from his own crop. Or the spa mini-farmer who grows fresh ingredients for the facials for her local spas and estheticians, such as lavender, cucumber, and even pumpkin now proven to benefit the skin. Or the couple who raise tiny Shetland sheep that produce wool in many natural colors, and make hand-woven blankets sold for high prices online and to tourists who visit their area.

Whether youre planning to start a small farm, begin organic farming, start a country Bed & Breakfast, or earn money from your garden, to begin making this dream come true, start with the concept of the Micro Eco-Farm that brings them all together. Its the 21st century version of sustainably producing from the land in larger quantities in smaller space than anytime in history, because with technology and world travel, humans have now discovered and blended the best growing techniques that combine ancient discoveries (such as Chinese or French intensive growing methods) with cutting edge research on creating living soils and sustainable food supplies in smaller spaces than ever before understood.

To start a small farm, use micro eco-farming techniques to begin from as small as a half acre, and even stop there, or grow into a few more acres if you have the land. Start in your spare time until your business has built up enough to let you quit your office job. Micro eco-farming involves organic farming techniques, but adds beyond organics to make your mini-farm more productive than any farm in humankinds history.

To start a country Bed & Breakfast, plan your B&Bs breakfast menus first, then design the small farm to grow the menus products, the organic farm that will wrap around your B&B from the information gleaned from your menu. You may want to raise laying hens, blueberries, strawberries, a few antique apple and pear trees, an herbal tea garden, and a couple dairy goats. Your B&B customers will love this small farming demonstration and setting, and it all synergizes. The goats and hens will provide organic fertilizer along with ingredients for breakfast omelets and yogurt, the chickens and goats can eat prunings from the plant crops, which will provide your customers with freshly baked blueberry muffins, strawberry jam and pear butter (which can also be sold as a product to your customers) and spicy apple bread and apple cider.

To make money from your garden, the possibilities are endless. You can grow a cutting garden with a flower stand out front to earn money from your garden, or sell the flower bouquets to in-town B&Bs that dont grow their own, or to restaurants and hotels; sell high priced rare gourmet food crops to nearby five star restaurants, such as rare edible flowers or fresh ethnic food crops.

Whether you plan to start a small farm, earn money in organic farming, make money from your garden, or open a country Bed & Breakfast, your livelihood will be helping restore the planet by maintaining green life and living soil to your outdoor office.

Barbara Adams
Hostess of the Center for the Micro Eco-Farming Movement
http://www.MicroEcoFarming.com
To find out more about the techniques and those who are making this dream come true, visit the Center for the Micro Eco-Farming Movement at http://www.MicroEcoFarming.com

2007 by Barbara Adams. May be reproduced in entirety with live link.



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Pressure Washer Concrete Cleaning Equipment

Cleaning concrete is tough and there is an easy way and a hard way. There is one thing you need to understand when you are pressure washer cleaning concrete; the concrete cannot always be made to look brand new again after it has been stained. You can always get stains lighter or bleached but completely removing it is very difficult, sometimes you get lucky, but if you are looking for perfection, chances are you will be underwhelmed. So when talking to customers let them know up front and explain this to them otherwise they will be asking for a job that just can't be done unless the entire concrete slab is ripped up and re-poured.

Let’s talk about equipment that is needed for this type of work. Remember safety is always important when working with a pressure washer. Some times there are chemicals involved in cleaning some stains. Thus, you should always use some type of eye protection. Also, when you are using chemicals you need to wear jeans to protect your legs. Chemicals made for concrete are very strong and should not be toyed with. Would a person rather work with dry feet or wet? It is recommended that you get rubber waders or some type of rubber boot. They will keep your feet from getting wet and keep them from getting burned by the 250 degree water.

Orange cones are also important to have for this job. These help make people visually aware that you are there if you are in a high traffic area or where there are a lot of contract workers at say a newly constructed house that needs the concrete cleaned. This makes everyone around you safe and you are helping prevent accidents. Of course you are going to need a Hydro-Twister for this job. You can technically do the job with a wand but it will take a lot more time and water, not to mention you can cause streaking if you are not using even strokes across the slab of concrete. Most of the new hot water pressure washers have an option of a hydro twister type unit but if you don't have one and or you need a second unit we recommend that you go to buy one. When buying a hydro twister buy the larger of the two. There my be only a 5 inch difference in surface coverage but it is well worth it when you are trying to save time without cutting corners. Especially if you are cleaning concrete at a construction site or a large retail type box store, there is a lot of concrete and the faster you clean it the more money you will make. Think about it.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington



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Small Business Loans for Women

Women have to qualify for a small business loan, they are not awarded on need.

When an established company needs capital, a bank loan comes first to mind. Banks want to lend to companies that have a record of profitable operations, that generate cash flow sufficient to repay the loan, and that have enough collateral or assets to secure the loan. A clean credit record for both the company and the principals of the company is mandatory; few late payments, and no bankruptcies or foreclosures.

There are a few Small Business Administration, SBA, loans that are targeted to women. Some state and city's have loan programs directed toward small business loans for women. Small Business Investment Companies, SBIC's will sometimes provide small business loans for women owned businesses. Check with your local Small Business Development Center, SCORE office or state/city business development office.

Most start-up companies do not qualify for traditional bank financing unless the founder has the personal net worth and income to guarantee the loan. The loan then is a really a personal loan to the founder rather than a business loan.

Check with the bank that you have your business accounts with for the person who handles commercial or business loans. You will be asked to provide financial statements for both you and your company for the last several years as well as tax returns. You may also be asked to provide documentation as to the accounts you have, both personal and business. A business plan will be required and you will most likely have to complete the bank's own loan package.

You will have to personally guarantee the business loan, which means any and all assets you have will be pledged to pay off the loan if your business doesn't. If you live in a community property state, your spouse must also personally guarantee the loan.

If you look you can find small business loans for women.

Do you need a small business loan, credit card, or grant? Want to know about other ways to finance your business? Find out more at 58 Ways to Find Money for Your Business

About The Author
Dee Power has co-authored several nonfiction books including Business Plan Basics, Inside Secrets to Venture Capital" and Attracting Capital From Angels, Reach them through The Capital Connection



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What's in a Sample Non Disclosure Agreement?

When necessity dictates that you disclose trade secrets or confidential business information to a third party, you might want to look at a sample non disclosure agreement before creating your confidentiality contract.

These legal documents spell out your expectations regarding privacy and confidentiality. A sample non disclosure agreement can be a simple one page document, or a complex contract containing pages of items.

The more complex agreements could include any or all of the following:

Most assuredly, the document must include your definition of the material to be held confidential. This might include such items as unpublished patent applications, financial information, business strategies, your specific know-how and techniques, verbal communications and more.

Your sample non disclosure agreement might also include the exceptions to the rule. These are the restrictions that a court is likely to rule invalid should it come to that. For example, in most case, courts rule that the third party need not observe confidentiality on any prior knowledge they had on your venture. They are not bound to confidentiality on any information they learned from another source. The restrictions are invalid if the knowledge is generally available to the public, or if they are ordered to reveal the information via a subpoena. In such a case, the courts would likely rule that the subpoena overrides the contract.

A sample non disclosure agreement might also include provisions restricting the data in violation of national security, the number of years for which the contract is valid (that is, the number of years the third party must observe the confidentiality, and the number of years for which the contract is binding).

Your contract might also include details of how and under what circumstances the third party can use the information, and how you expect them to safeguard the information. For example, if the third party stores your private information in a computer, what are the expectations regarding safeguarding the digital content from prying eyes? What are the expectations regarding paper files? Imagine a situation where a briefcase containing your private information is stolen from a parked automobile.

Also, your sample non disclosure agreement might cover the conditions under which the third party might make other people aware of the information. For example, suppose you engage a web designer to create your web page. The web designer signs your confidentiality contract, but what he, in turn, must provide your information to a programmer to develop some specific code. What provisions must the web designer make to ensure the programmer observes confidentiality?

These are some of the things to consider for a sample non-disclosure agreement.

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Protect your confidentiality with a lawyer- approved non disclosure agreement. For a sample non-disclosure agreement and other business documents, visit Business Writing by Nightcats Multimedia.

http://www.nightcats.com
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Vending Machine Miser Facts

You may be wondering if a vending machine miser is a good investment or not. The answer to that question seems to depend on who you talk to. The fact of the matter though is that it can be a good investment if you have the right type of set up in place. For other people though it isn't going to do them very much good.

The miser operates with the help of a motion sensor. If there is not activity in the vicinity of the vending machine, it will shut off the lights. As soon as motion is detected it will immediately turn them back on. Since many machines don't get too much business late at night this can be very helpful.

It really depends on the location of where your vending machine is though. For example if it is close to a bus stop where people continually walk by at all hours, a miser isn't going to save you very much electricity. This is because it is going to remain active most of the time.

There is also a very advanced sensor in the miser that allows you to save electricity based on the temperature. It will turn off the compressor when the temperature where the vending equipment is located is cool enough on its own. If you have an outside one then this can really cut back on the amount of electric that is used.

Since there will be less electricity being used with it, you should be able to get a better deal from the owner of the location. They will often argue that they charge high fees in order to cover the costs of the electricity that your equipment uses. With a vending machine miser in place though they can't hold on to this argument.

You can also take this information to the owner of the current location that you have. Ask them if they would consider lowering the amount of money you pay to have the location if you install the vending machine miser. For the low cost of $165 you will find this investment quickly pays for itself if they agree to it.

Even though you can get one for less than $200, why do it if there is no financial benefit to you? Well, you may find yours doesn't need repairs as often with one in place. Your compressor will work less so it should last longer. The light bulbs will also last longer so you will save money on them. There are many such advantages to purchasing a vending machine miser that you can take advantage of.

While it can be very useful for your business, it depends on what your needs are. It is a very inexpensive way to cut down electricity costs and to reduce the wear and tear on various mechanisms inside of the vending machines. You can tell if it is working if one green light is displayed. If you see three green lights then you need to look everything over as this is a sign of a malfunction.

Rob Farnham is an actual owner/operator of a full line, full time vending business for many years! He is an ebook author who has also written many articles on how to start a profitable vending business and avoid the locating company and vending machine business opportunity sharks!



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7 Ways to Improve Profit Through Both Long- and Short-Term Strategies

Your marketing mix is the combination of promotions, products, places (distribution channels), and prices you choose for products, services, and the overall business. It is important to strike a balance between those four "Ps". By including both short- and long-term marketing strategies of each, you can create an even more profitable marketing mix.

Long-Term Marketing Strategies

Long-term strategies build brand and company awareness, and give sales revenue a gradual, permanent boost. Some of the benefits are indirect and cannot always be directly associated with profit. For this reason, long-term strategies can be difficult to execute when the focus is short-term.

Branding activities. High profile activities and general-purpose advertising contribute to your company's image by building familiarity and trust. This, in turn, can create customer loyalty. Successful branding can have a large impact on market share, but is a gradual process so cannot always be definitively measured.

Industry relationships. Building healthy relationships with distributors and others involved in the industry puts you in a position to know about new opportunities and potential problems as they occur. Long term, this improves the flow of product from you to your customers and creates new distribution channels.

Giving. Donating money, services, and time can build a positive image with customers and employees. Over time, this increases a company's trustworthiness. When they see you consistently giving something back to the community, they are more confident you will take the same care with them.

Research and development. A new product pipeline and research are short-term expenses, but represent future sales. Conduct research with customers (or potential target markets) and design products to meet their needs. This ensures future growth.

Short-Term Marketing Strategies

Short-term strategies create immediate revenue. Sales and accounting people often prefer these to long-term approaches because the results are direct and quantifiable. The disadvantage of relying strictly on short-term approaches is the effect is temporary. They tend to be limited-time techniques that do not work well over time. Some examples ...

Reduced price sales. Sales encourage customers to act. Holding a sale will give customers who have been "meaning to buy" an incentive to do so, resulting in a revenue boost. Frequent sales can erode profit over time as customers become "trained" to wait for a sale instead of buying at full price.

Group discounts and offers. This is a good way to introduce your products or services to a new set of customers, or give important groups a permanent discount. Carefully evaluate long-term impact, however. Over time, the gain in sales may not offset the cost of continual price reductions.

Blended Marketing Strategies

Some marketing strategies have both long- and short- term benefits. Pay per click (PPC) advertising, for example, is a way to communicate temporary price reductions or highlight a promotion. PPC can also build long-term brand awareness, however, as you expose more people to a Website.

Together, long- and short-term marketing programs help achieve immediate sales goals while building business reputation and goodwill. Implement both and your business will prosper for years to come.

Bobette Kyle draws upon 15+ years of Marketing/Executive experience, online marketing experience, and a marketing MBA as inspiration for her writing. She is proprietor at the marketing plan and Website promotion site http://www.WebsiteMarketingPlan.com, where you can find more small business strategy articles at: http://www.websitemarketingplan.com/small_business



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Marketing Vogue - Fashionable Ideas for Small-Business Owners

As a small-business owner, it's OK if you're trapped somewhere between the eighties and the early oughties fashion-wise...as long as your marketing is as in-the-now as the Buddhists. A marketing-mix that's as up-to-date as Coco Rocha's wardrobe might not make you an international celebrity...but it'll definitely help you get paid like one. Take some tips from the fashionistas and makeover your marketing today.

Seasons Change... And so should your marketing plan. Frankly, a one-year marketing plan is too much for most small businesses...a big part of our viability is in our flexibility. To stay au courant, reassess your marketing plan on a quarterly basis - and make sure it suits the season.

Cover the Basics You know you're gonna be living in those blue jeans, so it's worth finding the ones that display your keister to its best advantage. The same holds true for the denim of marketing - your brand identity. Your logo and business cards should fit like a second skin...if you have to cuff the legs or leave the button undone it's time for a new pair.

Make it Your Own Sure, wearing a sweater vest isn't for everyone. But building unique marketing collateral that complements your brand identity makes you more memorable...and helps you compete for mind space. You can pair your blue-jean-brand-identity with a blazer of a website or the hoodie of brochures...but ditch the pre-designed template and customize.

Pleats Happen MC Hammer's pants? Madonna's glove? The eighties? Mistakes are inevitable and, in fact, constitute a big chunk of the growth process. Marketing mishaps are a certainty, and the best way to learn from them is to track them. Assiduously tracking your marketing dollar's ROI is like looking at your high school class photo...it reminds you what not to do.

Reese Minshew publishes the monthly Easy Newsletter, an e-newsletter that is chock-full of branding, marketing, and copywriting advice for the small-business owner and marketing consultant. Content matters! Improve your sales, visibility, and market penetration as your copy comes alive. Find out how - for FREE - at http://www.goeasywriter.com



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Merchant Services Offers Innovative Solutions

Merchant services enables businesses to accept a variety of payments including:

Visa

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American Express

Gift Cards

Benefits to Merchant Services customers include

Cost effective payment alternatives

Secure method of payment

Improved cash flow

24 - 48 hour funds availability

Accelerated collection of receivables

The cost of setting up and maintaining a merchant account depends on who you choose to provide your merchant account services and how many middlemen to go through. It is better to eliminate costs through the use of one robust system, the greater the advantage to have with the credit card processing solution. Merchant account services enable you to begin processing credit cards immediately through a merchant account!

Merchant Services understands the most essential modes of payments including paperless money i.e. acceptance of credit cards. For such transaction to accomplish one need to have merchant account which is most vital aspect these days. To serve these payment acceptance needs and one can furnish his or her business with a merchant account to accept credit cards. Merchant services offer comprehensive line of payment solution of the business credit card acceptance, debit card acceptance and check acceptance for all type of businesses including retail store fronts, restaurants, hotels, stores via mail, telephone or internet. Merchant services offer you to become self-efficient in profitable opportunities surely making dynamic growth.

For more information on merchant services,please visit http://www.paynetsystems.com



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