Small Business Starting - Opening the Bank Account

Do you know what steps to take when opening your business checking account? The banks will ask for your tax identification number before opening the business account. If you are incorporated, the banks require that you fill out a General Corporate Resolution Form and return it to them, along with the business account application.

The first step is to fill out the application. You must indicate on the application your form of business such as sole proprietorship, partnership, corporation, non-profit, state, or government. The banks may require that you bring two forms of identifications with you when you apply for your business checking account such as a driver's license and a social security card. The procedures may vary from state to state.

The second step is to pay the necessary fees, if any. To open a business checking account, most banks require a small deposit. The amount of deposit required may vary from bank to bank. You may call your bank to verify what is required to open a business checking account. You may contact your bank and inquire about their monthly fees and interest rates, which may vary depending on the bank with which you are dealing. You may also shop around for specials such as free checking.

The final step in opening the business checking account is to order the checks and deposit slips. Fees for the checks and deposit slips will also vary depending on the bank with which you have the account.

Copyright 2007, Dr. Mary E. Waters, all rights reserved.

Are you interested in starting a business?

To the new and experienced entrepreneurs, getting help with your small business is very crucial to your success. Getting the right help will cause you to avoid costly mistakes, and it can also help you to save a lot of time, money and energy. You will need to get the right help to form the legal structure of the business, financial, management, procurement/certification, marketing, pricing products, preparing a business plan, and more. If you are a business owner who is wondering if you can take your business to new heights, contact Dr. Waters at tina.waters@waienterprises.com.

Are you looking to super charge your business? Did you know that you can start a legitimate business with little or no money? Sign up for Dr. Mary E. Waters free "Easy Business" bi-monthly ezine at http://www.drmewaters.com

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